Unlock Homeownership with 100% Financing This Fall

For many families, the dream of homeownership has felt just out of reach—especially when it comes to saving for a down payment and covering closing costs. But we’ve got exciting news: the Chris Luther Team now has access to a new home financing program that makes buying a home more achievable than ever.

What’s New?

This innovative program pairs a conventional loan with a down payment assistance component, giving qualified buyers a true 100% financing option. Even better, the assistance can be applied toward closing costs—meaning that in some cases, buyers may be able to move into their new home with little to no money out of pocket.

Imagine: No massive savings hurdle. No waiting years to “get ready.” Just the opportunity to step into homeownership today.

Why This Is a Game-Changer Right Now

The timing couldn’t be better for buyers considering a move:

• Falling interest rates: Mortgage rates are slowly trending downward, making monthly payments more affordable.

• Increased inventory: With more homes on the market, sellers are negotiating more than they have in recent years.

• Greater buyer leverage: You’ll have opportunities to secure favorable terms and maximize your purchasing power.

When you combine these market conditions with a loan product that requires almost no upfront cash, it creates a winning scenario for buyers this fall.

Who Qualifies?

As with any financing, buyers must meet standard qualification requirements for credit, income, and loan approval. But for many people who thought homeownership wasn’t possible—this could be the breakthrough opportunity.

Sample Financing Scenario

205 W Williams St. Burgaw NC 28425 

Purchase Price:                               $319,900

Estimated Closing Costs:                  $9,254

Total Cost:                                        $329,154

CREDITS

97% Conv. Loan Amount                  $310,303

Down Payment Assistance               $15,000

Seller Credit                                      $2,500

Total Credits:                                     $327,803

Due at Closing Balance                      $1,351

Let’s Talk About Your Options

The Chris Luther Team is here to guide you every step of the way. Whether you’re a first-time buyer or just looking for a smart way to purchase your next home, we’d love to help you explore this program.

 Contact us today:
Chris Luther Team at Coldwell Banker Sea Coast Advantage
Phone: 910-367-8302
Email: [email protected]
Website: www.chrislutherteam.com